Doctor’s vs. Conventional Mortgage

This post is an expansion from a discussion with an attending reader who’s considering doctor’s mortgage. Since within the last year I have purchased my first home with a doctor’s mortgage, and then refinanced it to a conventional mortgage. I would like

Refinance your student loans with DRB now and save interest throughout residency.

As some of my readers are justly nervous about paying off or down their student loan with credit card offers, there is finally a safe and sound alternative to letting the monstrous interest rate of 5-9% compound throughout pre-attending years.

Rainy Day Fund

Every financially responsible adult I know has a rainy day fund. I have a non-conventional emergency fund, totaling 220k, of which: 50k is 0% interest for next 3-12 months. 50k charges 2% transaction fee for 0% interest for 12-18 months; effectively

Medscape report II

Paying off Student Loans by Age Group “It is not surprising that the percentage of school debt falls steadily with age. According to the AAMC, medical school debt has increased by 6.3% since 1992 compared with a 2.5% increase in

Safer route than mine… Still guaranteed saving

As some of my readers are justly nervous about paying off or down their student loan with credit card offers, there is finally a safe and sound alternative to letting the monstrous interest rate of 5-9% compound throughout pre-attending years.

Mortgage refinance 7 months after buying my 1st home.

This post boils down to Interest saving is guaranteed and tax-free gain, especially sweet when 1. it comes @ no cost/fees 2. it frees up additional cash flow 3. it allows you to build equity faster  4. The above can be accomplished

Numbers speak louder than desires…

Numbers speak louder than desires…

We recently faced the dilemma of whether to purchase another home so that my parents can live in one of them and we another. We COULD afford a 2nd home mortgage/expenses, but I suspected it was NOT a numerically sound choice. Since