10 Weapons to Terminate Your Student Loans.

10 Weapons to Terminate Your Student Loans.

  Do you have student loans? Won’t you love to destroy them and be debt-free? What would you do with the cash flow you free up once your student loans are paid off? I’d like to invite you to join

Better When I’m Debt-Free (Dancing)- Meghan Trainor Remix

Better When I’m Debt-Free (Dancing)- Meghan Trainor Remix

Mini introduced Meghan Trainor, a talented singer/song writer, to me a few weeks ago. I’ve been listening to her music all the time since. Trainor has a positive, confident, welcoming energy about her. I admire the unconventional lyrics and melodies she writes.

Top 6 Things Dr. Wise Money Splurges on

Top 6 Things Dr. Wise Money Splurges on

We all make room–be it time, energy or money– for people & things which matter to us. Many readers & acquaintances think I’m crazy for putting $23,500 into my Roth 403b & Roth IRA in 2015. In 2016, I will continue to do the same along with the new

DIYs: The Basket-Bag I Crocheted with Plarn

DIYs: The Basket-Bag I Crocheted with Plarn

Sometimes you don’t have to shop. Sometimes you Can do it yourself.

Know Thy Worth & Be Thy Boss.

Know Thy Worth & Be Thy Boss.

I’ve been asked many times, by either (prospective) employers, colleagues, business partners, & potential clients, “how do you manage to charge $388/hr for tutoring?”  My answer is always, “it’s simple matter of supply and demand.” My hourly rate is determined

The Monday Muse (5/23/16)

The Monday Muse (5/23/16)

  The Monday Muse aims to serve as a weekly booster for our financial fitness, setting the tone of a successful week in all areas of our lives. With so many wonderful writers/bloggers sharing their experiences and insights, I frequently feel like

A Cardiologist’s Daughter Got Herself 200k of College Scholarship.

A Cardiologist’s Daughter Got Herself 200k of College Scholarship.

Dear DWM readers, As you are (soon to be) high income professionals, many are concerned that your kids may never qualify for financial aid. One of my attending radiologists was advised by his financial manager that to save 600k for each of his 2 kids’ college

Mini Wise Money: The Apple of My Eye

Mini Wise Money: The Apple of My Eye

A Tribute to the Apple of My Eye   Kiss Ella’s forehead “Mommy will come pick you up in two months.” Watch her cry with her arms outstretched for me A calling Passion for learning Resolve to challenge and develop

All the Right Plastics in All the Right Places.

All the Right Plastics in All the Right Places.

  I love credit cards. They have helped me pay for medical school expenses/tuition on 0% APR, reduced my overall med school debt by 60k in interest, given me lots of cash back & rewards, allowed me to channel my cash flow into my retirement and Mini’s

The Search for a Birthday Present

The Search for a Birthday Present

Sorry, y’all, one day late but I’m here!

The Day I Started with Nothing…

The Day I Started with Nothing…

I will always remember how dreadful it seemed when I learned that my cost of attendance for 2010-2011 (first year of medical school) was about 90k… I’ve never made 90k a year prior to starting medical school (in fact, I still

Top 10 Ways Mini Will Pay for Her College… on Her Own (Mostly)

Top 10 Ways Mini Will Pay for Her College… on Her Own (Mostly)

I just started funding Mini’s 529 this year with goal of maxing out first 2 years @ 14k each. I’m front loader in all things I deem worthwhile: studying, investing, or building businesses. Since Mini can be heading to college

Sale on Sale Bonus Post: Ebate’s Birthday

Sale on Sale Bonus Post: Ebate’s Birthday

It’s Ebates birthday this week, and they are celebrating with 15% cash back at many, many participating stores!

Mini’s College Fund, 529 Qualified Tuition Plan: Intro Part I

Mini’s College Fund, 529 Qualified Tuition Plan: Intro Part I

  Mini is finishing 3rd grade this year. In another short 9 years, she will be heading to college. I should have started her college savings yesterday, but like most PGY’s, I took care of my own student debt and

12 TV Comedies That Make Your Netflix Subscription Worth It

12 TV Comedies That Make Your Netflix Subscription Worth It

This weekend we drove to D.C. with our spoiled stupid dog and happened on a lovely used media place.

My Life by Mini

My Life by Mini

My life is small tale that people won’t know Because my life is a thing that I can not say My life is a thing that I can not write My life is me, myself, & I And that will

Mini Wise Money & Art

Mini Wise Money & Art

How I Contributed $23.5k to Roth IRA/Roth 403b in 2015 as PGY2

How I Contributed $23.5k to Roth IRA/Roth 403b in 2015 as PGY2

I’m a big proponent of maxing out available Roth space during low income/training years. However, most of us don’t have enough income to put $23,500 post-tax dollars away on resident/fellow income. Below I will share how I contributed $23,500 post-tax

My Waste Reducing Buys

My Waste Reducing Buys

Recently our household underwent a big upgrade: no more disposable water bottles! The boyfriend is the late convert (obviously) and these functional and gorgeous S’well bottles are what finally sold him.

Home Mortgage: 4th Time is A Charm!

Home Mortgage: 4th Time is A Charm!

After purchasing my 1st home as MS4, refinancing it as PGY1, then attempting to refinance it as PGY2, I’m now preparing to purchase my 2nd home. Honestly, working with so many mortgage officers over a spectrum of mortgage companies in the