How I Accelerated My Student Loan Payoff

I charge all my expanses that are chargeable onto my credit cards and funnel my (limited) cash flow towards debts with interests. There are lots of variation in terms what can be charged on a credit card. Some people’s circumstances

6 Things PGY2 Skimps On

6 Things PGY2 Skimps On

I wrote about 6 things I splurge on with my limited PGY2 60k annual income. Today I’ll share 6 things I skimp on which gives me the money to splurge on what I care about without stopping me from accomplishing

Get Money Wise & Support Mini Wise Money!

I recently started writing for Physician’s Money Digest. It has been great fun, reaching so many doctors/ aspiring doctors on such a reputable discussion forum.   An awesome bonus is every unique reader/visitor of any one of my articles on PMD generates a

Seems Costly, but Definitely Worth It.

Seems Costly, but Definitely Worth It.

“If you are depressed you are living in the past. If you are anxious you are living in the future. If you are at peace you are living in the present.” ― Lao Tzu     I have rarely felt peace

5 Great ($) Habits You May Already Have to Become a Millionaire!

5 Great ($) Habits You May Already Have to Become a Millionaire!

You value education. Have you ever heard that the best pay one can get is $0/hour? Since our time, due its limited nature, is worth infinite amount of dollars, why would making $0/hour be the best pay? It’s because when

Finding Happiness from Inside Out

Us Americans are notorious for our relentless consumptive drive.  Buy, buy, buy.   We find every single occasion to buy, every excuse to go shopping. To the point, the term “retail therapy” is actually legitimate term. Urban Dictionary defines “retail therapy”

Beautiful Mom of 3 & Her Own Boss

Beautiful Mom of 3 & Her Own Boss

[DWM: I decided to start the “Be Your Own Boss” series after getting lots of positive feedback on a post I recently wrote about my entrepreneur journey to running my tutoring business exactly how I want it and making $388/hr. This series will be

Company Match Q&A Part III

Anyone who enjoys getting 100% instant return on their invested dollar is excited about getting a company match. This post is the 3rd part of 3-post series to answer all your questions on maximizing your company match. While this series answers specific questions about

WMS Fails: The Duds of 2016 Jan – Jun

WMS Fails: The Duds of 2016 Jan – Jun

I’m writing two companion posts on my favorite and least favorite purchases of the first half of 2016.

Bonus Post: Independent Bookstores & the Books I Bought

Bonus Post: Independent Bookstores & the Books I Bought

As we start to travel more frequently, the boyfriend and I make a point to visit a (hopefully used) bookstore at least once per trip. So let’s have a look-see where we’ve been and what we found!

Monday Muse (6/6/16)

Monday Muse (6/6/16)

The Monday Muse aims to serve as a weekly booster for our financial fitness, setting the tone of a successful week in all areas of our lives. With so many wonderful writers/bloggers sharing their experiences and insights, I frequently feel like yelling

5 Reasons Side Gigs Make Better Docs

5 Reasons Side Gigs Make Better Docs

  Increase creativity, capacity to problem solve. “The young doctor should look about early for an avocation, a pastime, that will take him away from patients, pills, and potions … No one is really happy or safe without one.” –Sir

8-year-old Mini Starts Planning Mini-Retirements.

8-year-old Mini Starts Planning Mini-Retirements.

With the ability to retire by 2023, I started talking with Mini’s dad about family longer term vacation/exploration around the world after 2023. We both agreed that traveling around the world and learning from various cultures will enrich Mini’s life

The Sculpture I’m Building with My Life.

The Sculpture I’m Building with My Life.

My life just started, still looks like a block of marble. Click on the diagram to get a larger image.   Stared items are my current priorities, need advice on getting more sleep for sure. Comment below and share about the sculpture

Top 10 Lessons Mini Wise $ Taught Me About $

Top 10 Lessons Mini Wise $ Taught Me About $

“I believe that imagination is stronger than knowledge. That myth is more potent than history. That dreams are more powerful than facts. That hope always triumphs over experience. That laughter is the only cure for grief. And I believe that

Wardrobe Upgrades

Wardrobe Upgrades

I once read that a carpenter built his toolbox by buying the cheapest version of anything he needed, and as soon as he broke it, he upgraded to the best version in his budget.