6 Financial & Professional Advantages of the Small Fish in the Ocean

While it may seem nice to be the big fish in a small pond, it is not at all the most advantageous position for rapid progress and ever-climatic serial successes.  1.       Many to learn from in immediate surrounding. While I

My Debt is Better Than Hers: 5 Reasons Credit Card Debt Trumps Student Loans

1.       Are you kidding me? Look at the interest rate! First off the highest interest rate I have ever paid to a credit card company is 1.7%. In fact I have not paid a penny of interest other than that

Tax-Sheltered Savings Beyond 401k, Roth IRA, & 529-Expert Sessions with Johanna Fox CPA,CPF,RLP

It was a pleasure to have “sat” with Johanna Fox CPA,CPF,RLP this early Saturday morning (via face time, in the comforts of our respective home offices.) As I need more tax-efficient space to save money beyond (my Roth IRA, Roth

My Million Dollar Mistakes, Your Free Lessons

Top 5 Mistakes Which Made Me Money Wise Today   There’s Chinese folktale. There is temple on a mountain so high that people believe it reaches the heaven. In the temple, sits the statue of a Buddha, which took 100

5 Tips to Reach Your First 100k

As I’m targeting a net worth of 75k (~125k in assets) by the end of 2016 tax, I thought it’s good to reflect back on how I managed to build up 100k in assets as a PGY3. Old Chinese saying

What Resident Meal Card Taught Me about Retirement

  Don’t spend money just because you have it. I see residents buying $3.50 brownies, $2 surgary, or worst diet drinks from the cafeteria. I would never do that for a multitude of reasons. For one, drinks loaded with sugar

5 Ways Having More Harms Us

Chinese proverb says, “Grandfather dies of hunger, father dies of exhaustion, son dies of decadence.” What pitiful progression of generations.   I’d venture to say that most attending doctors have children who pretty much have everything their heart desire at

How I Paid off My Student Loans at 30 as PGY1.

I hate debt with a vengeance. It all started when I was about 5 years old. I became aware of the dire financial situation my family was in. Debt collectors paid daily visits at our apartment door. I was scared

5 Myths about Doctor’s Kid(s)

Like anyone else, doctor and doctor’s wife (or doctor and doctor’s husband), their children means a whole world to them. Yes it does suck to miss lots of their milestones while you are working inhumane hours at the hospital saving