5 Uncommon Financial Commonsense

I’ve been hearing the term “educated dumb” and “commonsense is uncommon” frequently lately. It’s true that to be financially successful, all one needs is commonsense, which is pointed out by a VA nurse who’s retiring at 55, with 750k in

How My 8 Year Old Funds Her 2016 Roth IRA: Just in Time, Tax Break for Mom, Roth IRA for Kiddo

IRS is pretty strict about what you can pay your kids for. In a tax audit, paying an 8 year old 10k a year may seem hard to justify. But I think I have a case with my 8 year

6 $ Tips I Would Tell Dear Older Me

After I wrote about 6 $ Tips I Would Tell Dear Younger Me, I thought I should write to my future self too.  If it’s true that we learned everything we needed to learn in life as kindergartners, then I would thank

Dear Readers

Hi There, I’m Elva, apbka (also, previously, briefly, known as) Wise Money Shopper. Amanda, aka Dr. Wise Money, was my sister.

6 $ Tips I Would Tell Dear Younger Me

I love the song Dear younger me by Mercy Me. “Dear younger me I cannot decide Do I give some speech about how to get the most out of your life Or do I go deep And try to change

Money Chased Me the Second I Stopped Chasing

I was great at chasing. Anything I chased, I got. Go-getter as they called it. I picked my best friend(s), I picked my career in medicine, I picked specialty and residency programs (as they also picked me), I picked and

Top 5 Ways Yoga Helps Make Me a Millionaire

After a decade of hardly exercising, I decided to take care of my health at last. I started a 30 day yoga challenge, doing home yoga practice with YouTube instructor the same time I started recording “30 Day Mindful Financial

3 Things Society Doesn’t Know About Doctors

A Chinese folktale goes like this,   A magnificent Buddha statute sits at the mountain top where worshipers climb 100’s of 1000’s steps of stairs to arrive at his foot and to kneel down in prayers. One day, the slab

Money, Medicine, Motherhood, & the Presence of Mind: Moving up in Life

As I was on my mat today at a Yoga class, getting my as* kicked. I realized that I’ve progressed through four learning stages of my life… although at times still oscillating between the last 2 most challenging discipline to