6 $ Insights from My Kid’s Flying Lesson

Mini Wise Money’s dad gave her a flight lesson (and more to come) as her return from China trip present. I was honorably chosen to be her passenger while her dad, her grandpa, and our dog Lola observed from the

5 Tips for Back to School Shopping  

Mini Wise Money requests to switch to Basis Tucson Primary. I was surprised because her friends at Sunrise Drive told Mini how much work and how little fun Basis is all about. I asked Mini, “are you sure, don’t you

5 Reasons I Choose Time in, not Timing, the Market

1.       Not worth my time to time the market. If a group of PhD economists who study and analyze companies all day long perform as well as a group of monkeys throwing darts in stock selection, why would I bother

6 $ Tips I Would Tell Dear Younger Me

I love the song Dear younger me by Mercy Me. “Dear younger me I cannot decide Do I give some speech about how to get the most out of your life Or do I go deep And try to change

3 Things Society Doesn’t Know About Doctors

A Chinese folktale goes like this,   A magnificent Buddha statute sits at the mountain top where worshipers climb 100’s of 1000’s steps of stairs to arrive at his foot and to kneel down in prayers. One day, the slab

Money, Medicine, Motherhood, & the Presence of Mind: Moving up in Life

As I was on my mat today at a Yoga class, getting my as* kicked. I realized that I’ve progressed through four learning stages of my life… although at times still oscillating between the last 2 most challenging discipline to

5 Ways Good Finance Parallels Good Cooking

Having grown up on the kitchen counter while my gourmet chef mother cooks, surrounded by the aroma of her 24 hour simmer chicken broth, and her 200+ types of wines jam packed in our 1,000 square foot apartment, cooking is

5 Ways to Stay in Clinical Medicine & Be Happy

My hero and mentor recently wrote “5 Ways to Get Out of Clinical Medicine.” His article inspired me to write “5 Ways to Stay in Clinical Medicine & Be Happy.”   Even though I am radiology resident and frequently seen

5 Ways to Keep More $

  Keep $ from Uncle Sam’s claws legally. Set up a business. What is your hobby? Turn it into a business by submitting some simple documentations to set up a Liability Limited Cooperation (LLC.) My hobby is to help every

8 Wealth-Defeating Prophecies

We are the kings and queens of self-defeating prophecies. We place such high internal standards that we failed before we even tried. While everyone around us would be clapping hands at our valiant efforts or excellent performances, we thought our

5 Reasons I’m cutting My First Attending Paycheck in Half

I asked a few wise, seasoned, and revered radiologists, what is the minimum amount of work days per week a radiologist need to stay sharp in her trade? Average answer is 2 days per week. That’s the sweet balance I

3 Top Reasons Society Should Love Doctors More

  Why do we rare hear of heroic cardiothoracic surgeon saving the life of patient with AAA rupture but we hear about doctor scandals with such as a M.D. overdosing from medication or another swindling cancer patients out of their

Mini-Retirement at 36 Instead of Full Retirement at 38

As I have great reasons not to retire as soon as I reach financial independence at 38, I also love the idea of mini-retirement by Tim Ferriss. Even though I don’t foresee myself paring down to 4 hour work week and raking

Dear Colleagues, We are Here to Help

I recently read a white coat investor post about a couple who’s in their mid-40 with 5 kids, 2 in college, with 300k debt still and little aggregate savings. It broke my heart and motivated me to work harder to

10 Heart & Wallet Healthy Habits

  Make and drink organic fruit/veggie/seeds smoothie. Daily organic smoothie is way cheaper than Starbucks Latte and does incredible things for your bowels, energy, and health. Cook at home. Cooking with your spouse can be the start of a romantic

5 Myths about Doctor’s Kid(s)

Like anyone else, doctor and doctor’s wife (or doctor and doctor’s husband), their children means a whole world to them. Yes it does suck to miss lots of their milestones while you are working inhumane hours at the hospital saving

5 Myths about the Dr.’s Wife (or Husband)

The 9,000+ views and counting of my recent article 5 myths about doctors our society believes made me realize that we are all interested in raising awareness on the personal and professional life of doctors with the ultimate goal of getting more

5 Ways 8 Year Old Mini Makes Her Own $

5 Ways 8 Year Old Mini Makes Her Own $

IRS is pretty strict about what you can pay your kids for. In a tax audit, paying an 8 year old 10k a year may seem hard to justify. But I think I have a case with my 8 year

Financial Independence at 38 (year 2023)

Let’s first talk about why I won’t retire at 38, even though I can. That’s less than 3 years out of fellowship. It would be the beginning of my professional prime as a radiologist. I’d like to use my skills and

Mini’s College Fund, 529: Intro Part II

Mini’s College Fund, 529: Intro Part II

Broker Sold 529 plans: In addition to fees mentioned in the prior post, you pay even more fees with broker-sold 529 plans. Personally, I will not go through a broker, but I’ve included information for completion’s sake. Additional fees that reduces your