Landmines of Physician Home Purchase. (PMD1)

After purchasing my 1st home as MS4, refinancing it as PGY1, then attempting to refinance it as PGY2, I’m now preparing to purchase my 2nd home. Honestly, working with so many mortgage officers over a spectrum of mortgage companies in the

Doctor’s vs. Conventional Loan

A few differences between doctor’s vs. conventional loan doc loan low or no down payment (Compass requires 0% down, BOA requires 5% down) Doc loan no PMI (Private Mortgage Insurance) Doc loan takes future income up to 60 days prior

Seems Costly, but Definitely Worth It.

Seems Costly, but Definitely Worth It.

“If you are depressed you are living in the past. If you are anxious you are living in the future. If you are at peace you are living in the present.” ― Lao Tzu     I have rarely felt peace

Home Mortgage: 4th Time is A Charm!

Home Mortgage: 4th Time is A Charm!

After purchasing my 1st home as MS4, refinancing it as PGY1, then attempting to refinance it as PGY2, I’m now preparing to purchase my 2nd home. Honestly, working with so many mortgage officers over a spectrum of mortgage companies in the

Numbers speak louder than desires…

Numbers speak louder than desires…

We recently faced the dilemma of whether to purchase another home so that my parents can live in one of them and we another. We COULD afford a 2nd home mortgage/expenses, but I suspected it was NOT a numerically sound choice. Since