5 Ways Good Finance Parallels Good Cooking

Having grown up on the kitchen counter while my gourmet chef mother cooks, surrounded by the aroma of her 24 hour simmer chicken broth, and her 200+ types of wines jam packed in our 1,000 square foot apartment, cooking is

My Debt is Better Than Hers: 5 Reasons Credit Card Debt Trumps Student Loans

1.       Are you kidding me? Look at the interest rate! First off the highest interest rate I have ever paid to a credit card company is 1.7%. In fact I have not paid a penny of interest other than that

10 Tips to Keep More of Your $

Name of the game, it’s how much you keep, not how much you make. I’m not advocating extreme financial hoarding, I’m advocating smart stewardship of your hard earned dollars. Like WCI always says, physicians have won half of the wealth

Credit Card Companies Offer Credit Watch, Free!

The era of having to pay $19.99/mo to monitor credit score &  activities is gone! Credit card companies are offering free credit score and selective credit activity details let & right. One can get great sense of his/her credit health

$1,100 for 45 Minutes of Your Time

$1,100 for 45 Minutes of Your Time

I have always worked really hard: 7 jobs in college ranging from MCAT tutor, college chemistry TA, nanny, to care-taker for the disabled. Then, I worked 2 jobs in medical school while full time mommying + full time studying. Radiology

4 Flavors of Rainy Day Fund

I have $0 emergency fund liquid savings, with the exception of periods of time when I’m trying to purchase a home and need at minimum 5% down payment, I never lend the bank my $ at lower than inflation rate

How I Accelerated My Student Loan Payoff

I charge all my expanses that are chargeable onto my credit cards and funnel my (limited) cash flow towards debts with interests. There are lots of variation in terms what can be charged on a credit card. Some people’s circumstances

10 Weapons to Terminate Your Student Loans.

10 Weapons to Terminate Your Student Loans.

  Do you have student loans? Won’t you love to destroy them and be debt-free? What would you do with the cash flow you free up once your student loans are paid off? I’d like to invite you to join

All the Right Plastics in All the Right Places.

All the Right Plastics in All the Right Places.

  I love credit cards. They have helped me pay for medical school expenses/tuition on 0% APR, reduced my overall med school debt by 60k in interest, given me lots of cash back & rewards, allowed me to channel my cash flow into my retirement and Mini’s

The Day I Started with Nothing…

The Day I Started with Nothing…

I will always remember how dreadful it seemed when I learned that my cost of attendance for 2010-2011 (first year of medical school) was about 90k… I’ve never made 90k a year prior to starting medical school (in fact, I still