Posts to come, tell me which ones you want the most!

Minimize Debt for all: $10k student loan after $1/2 mil post secondary education.  Near zero net worth after getting 400k medical degree in May 2014. Net positive college grad. To B or not to B: bankruptcy vs. forgiveness. Why I don’t have to wait for

Do it right; so you need No forgiveness-Part II

5 reasons I manage debt actively instead of hoping for forgiveness in 20 years.   Getting forgiveness is a hassle (each year you have to reapply for it. Rules and disclaimers are bound to change.) The projected forgiveness amount is the

Do it right; so you need No forgiveness-Part I

  Forgiveness program is not all that forgiving. This is a post for those beyond living on borrowed money as students but have yet gotten to the end-of-the-tunnel where fully realized income potential illuminates. In medicine, this transition between accruing student loan debt and

Hello world!

I am the product of unconventional Chinese parents. They did not force me to be a doctor, lawyer, or engineer. They neither cared when I was the bottom of my class in first grade nor pushed me to be a virtuoso