Here are my recommendations on various services to support your financial fitness. I have done my research about the following companies and recommend their services to you. I would like to hear about your experiences working with them. If I get repeated complaints about any service below, I will remove it from my recommendation list.


Refinance Student Loans:

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One of the strongest lenders with lots of funds, quickest closing and best rates. Apply here and get the DWM reader bonus!

Doctor’s Loan:

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Why Physician Home Loans Fail ebook  Read this eBook Josh generously made available to you.


Insurance:
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Scott Nelson-Archer, CLU, ChFC and Ryan Poindexter CFP, CLU, ChFC have 25 years of experience helping thousands of physicians around the country protect their future with disability income insurance and low cost life insurance. We offer “Own Specialty” disability contracts that pay when you are unable to perform the duties of your specialty, even if you retrain for another specialty or occupation. We pride ourselves on designing the right policy for each individual physician. For example, dual waiting period disability insurance may work better for your situation and save you money. Likewise with Term Life Insurance a laddered term life strategy can protect your family the right way and save you thousands in premiums over the years. Our 25 years of experience working with Physicians around the country cannot be matched!


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Since 1993, Set for Life Insurance has been a national leader in helping thousands of physicians with their disability insurance needs. They have the largest portfolio of available exclusive discounts in the country. As independent brokers, they shop around and help compare plans to find the most suitable policy at the best available price. Jamie Fleischner, President of Set for Life, is known for her responsive, knowledgeable, and down to earth manner when working with her clients.


Relocation Service: 

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More Student Loan Refinancing Options: 

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Apply to Earnest by clicking here, you will get $300 cash bonus and DWM will get a referral fee when you sign your contract. Win-win!


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Apply to Common Bond by clicking here, you will get $300 cash bonus and DWM will get a referral fee when you sign your contract. Win-win!


One of the only 2 companies that will refinance residents and fellows (PGY income) during training. The other companies only refinance a typical attending (high income) with typical student loan burden.

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Apply to DRB by clicking here, you will get $300 cash bonus and DWM will get a referral fee when you sign your contract. Win-win!


Email drwisemoney@gmail.com to get personal referral & $200 bonus when your loan closes. DWM gets a referral bonus too.
Email [email protected] to get personal referral & $200 bonus when your loan closes. DWM gets a referral bonus too.

DWM readers:

You get $300 bonus when your student loan refinancing closes with DRB, Earnest, or CommonBond when you apply from this site.

Click above to start your application, and you will get this bonus and support this website at the same time (I get a referral fee after you sign your contract.)

Note – you must click the “APPLY NOW” button after clicking on the link above.  If you navigate away from the DWM link, your participation will not be tracked.  If you would like to explore the site before applying, I recommend you do so in a separate tab.

To get First Republic Bank $200 bonus, you need to email [email protected] for personal referral so the banker can track and credit your application when your loan closes.

Read more about how refinancing student loan saves you money here. 


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Apply to Credible; 1 applications will check multiple banks for you. Save time = Save Money. $100 cash bonus for DWM readers who use this link.