Use it or lose it; my personal take on this idiom: stretch it and grow it. First of all, divide your credit history into “need it” vs. “don’t need it” phases. When you “need your credit,” you want your absolute highest
How I fixed my once BAD & SMALL credit.
I had bad credit once. Someone used my name to open an utility account in San Francisco and decided to leave a $3 balance causing delinquency. I was not aware of it until I pull my annual FREE credit report
When 15 months of 0% interest rate run out…
Here is what I did next, Check my credit score (always, know where you are before you pounce) Apply for a card with good balance transfer offers (fee should not exceed 2-3% for 0% APR of 1 year) If you can
How credit card companies compete to save me interest on student loans :)
With my income of 50k as a medical intern, there is just NO WAY I can pay my student loan down as aggressively as I have been. I graduated from medical school with 51k of student loan. How in the world